Personal injury claims can be confusing and overwhelming. As you are recovering from your injuries, you can become bombarded with requests and paperwork from insurance companies, doctors, law enforcement and health insurance companies. You may have to deal with complicated legal procedures, confusing medical terms and a large amount of paperwork. Anger, pain, frustration and fear can impact your ability to see the facts of your claim clearly. An experienced personal injury attorney will advise you on what is in your best interests.
Benefits of retaining an experienced personal injury attorney include:
No Recovery, No Fee: Most personal injury attorneys work on a contingency fee basis which means that if you don’t win your case, you will not have to pay attorney’s fees.
Less stress: Once you hire a personal injury attorney, they will deal with all entities on your behalf. The end result will be reduced stress for you.
Statute of limitations: Statute of limitations are cut-off periods of time for you to file your claim. If you do not file a Complaint with the appropriate court within the relevant statute of limitations, you will lose the ability to recover against the at-fault driver and/or his insurance company. Your attorney will protect your interests regarding this cut-off date.
Ability to negotiate a settlement: A personal injury attorney can file suit causing the adverse insurance company to spend time and money defending the claim. A layperson is simply not capable of putting pressure on the insurance company. The attorney can also sue the insurance company for bad faith on first party claims if they don’t handle your claim fairly.
Your attorney will handle your first party coverage’s: Medical payments coverage and uninsured/underinsured motorist coverage are those you have on your own insurance policy that you can use to maximize your recovery on your auto accident claim. Medical payments can work with your health insurance coverage to reduce your exposure to medical bills. An experienced personal injury attorney can save you thousands of dollars on medical bills.
Uninsured/underinsured motorist coverage comes into play when an at-fault driver has little or no coverage to compensate you for your injuries. If your claim involved an underinsurance claim, it will involve many intricate feathers that a layperson just cannot handle on their own.
Negotiating health provider/health insurance liens: If your health insurance pays your accident related medical bills, they may have a right to reimbursement. Some of these liens involve Federal ERISA law. This aspect of a personal injury claim is very time consuming and is too complicated for a layperson to handle on their own.
Access to medical care on a lien: If you do not have medical insurance, a personal injury attorney can obtain treatment for you on a lien.
Knowledge of insurance law: Lay persons are not familiar with insurance laws that may impact your case. If your claim involves insurance coverage issues, you definitely need any attorney involved at the very beginning of your case.
Representation in court: The court system eats up unrepresented parties. Their cases are often dismissed for failure to comply with the rules. If your case involves any type of litigation, you need an attorney.